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Health Insurance: The Pitfalls.

Health insurance can be a lifesaver, but it's also full of traps. Make sure you understand the basics by checking our Common Problems section.

Pre-Existing Conditions: The #1 Killer of Claims

Health insurers often have a 'waiting period' for pre-existing conditions. Even if they charge slightly more premium now, it's better than a full rejection later during a surgery. This is a crucial tip for smart buyers.